What is FinZorba?
We are consultants and we love to guide people to take the right financial decision (and sometimes non-financial ones 😉). Team FinZorba is led by IIM alumni with extensive experience in the field of personal finance and equity markets.
I am doing well financially, Why do I need FinZorba?
Let us put it this way. Sachin Tendulkar may be the greatest batsman of all times but when he has a tooth problem, he will need a dentist.
Similarly, when most people say that they are doing well financially they are referring to their capability of “earning money”. However, financial planning starts right after that. Financial planning is not about earning money. It is about the right deployment of “earned money”. Have a look at the following questions:
How much to save? Where to invest? Is my income enough for my goals? What should be right amount for retirement corpus? When can I retire? Will the answer change if inflation changes? How many different insurances do I need? Do I know how to choose the right insurance policy? How much should I put in gold, stock market, real estate etc.?
If you know the Answers to all the above questions, probably you don’t need us. However, Chances are that You Do Need Us.
So, while you keep your focus on your core skills and use them to grow professionally, We will ensure that your hard-earned money is getting deployed in the right places.
How much difference can right Financial planning make?
A lot! Two people with same income and expenses could still differ in retirement corpus by X times just due to right financial planning. If this sounds unbelievable, feel free to connect with us for a practical example with calculations.
Why Choose Us?
How is FinZorba different from other financial planners?
Most financial planners give static advice which means they use fixed formulas to do the calculations. The problem with such an approach is it doesn’t take into account different cycles that asset classes operate in.
An advice in 2023 cannot be same as the advice in 1995.
You must have observed how many people in North America are unable to service their mortgages due to the rise in interest rates. Advanced financial planning can help you avoid such scenarios. However, most financial planners operate on fixed formula, while in real world assets have different cycles which means many a times clients may not get the best advice. Team FinZorba gives both levels of advice – the textbook evergreen advice and the more advanced cycle specific advice to guide you with optimum deployment of money.
Advanced Financial Planner
In the world of changing environment, the Advice needs to be updated with Research and Study.
Expert Advice
Using a balance of both Levels of advices, We make the Right Choice.
